Contractors Insurance

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Client Centered

Contractors know that winning bids is essential to being a successful builder and having lower overhead expenditures can get you that winning bid. But aside from price its also important to know that the policy you are paying for isn’t riddled with endorsements and exclusions that can prevent a loss from being covered. At Sierra Oak Insurance Services we have over 30 years’ experience insuring contractors. We understand the importance of making sure the state license boards have up to date insurance information. We get the certificates of insurance you need done the same day they are ordered. And we can get you the coverage you need to satisfy your contracts.

Protection for every budget or job

Because every business is different, commercial insurance solutions for contractors can range from a basic policy to a thorough mix of coverages. The type of contracting business you own, size, number of employees, and type of work all have an impact on the types of protection you may need.

We understand you need to stay focused on work, and not the risks you face every day. That's why we seek out and work with the best carriers and Managing General Agents to find you the best coverage at the most affordable price year after year.

Insurance keeps working, even after the job is done

Even when the job is finished, there is plenty more work to be done. You may have connected the final fixtures, flipped the switch, and handed over the keys, but the potential liability from your work goes on.

Our insurance keeps protecting you from any accidents or faults that may allegedly result from work you’ve overseen or performed. In the trades, you need a solid contractor insurance policy that keeps working to protect you long after you have moved to the next job site.

What does contractors insurance cover?

The list of coverage areas that need to be addressed in your contractors insurance include:

  • Commercial General Liability
  • Workers Compensation
  • Property
  • Equipment
  • Trucks and other commercial vehicles 
  • Professional Liability 
  • Pollution
  • Employment Practices Liability
  • Surety Bonds
  • Installation Floater
  • Umbrella or Excess Surplus Lines

If your contractors insurance misses any of this protection, your job and your company could be at serious risk.

Do you need construction insurance?

Any person or business working in construction trades: building construction, heavy construction, or home improvement. We offer coverage for every trade, including:

  • General Contractor
  • Builders
  • Architects
  • Handyman
  • Electrical Contractors
  • Masonry Contractor 
  • Engineers
  • Drywall, Plaster, Ceiling
  • Roofing  Contractor
  • Drilling Contractor 
  • Concrete Contractor
  • Landscape Contractor
  • Fence Contractor 
  • Utility Contractor

And many more……..

Give us a call today for a free quote or policy review