Life Insurance

We know you can’t put a dollar amount on your family, but you can ensure their future is protected. And though costs are a real concern for most people considering life insurance, it never costs as much as you think.

Life Insurance provides financial protection for your family in the even of your passing. Your beneficiaries will receive money to use as they see fit ensuring security during a difficult time. 

There are different types of life insurance available.

1. Term life policies are set up to cover you for a specific period of time. And are the most affordable type of coverage.

• Level premiums for 10, 15, 20 or 30 years 
• Guaranteed death benefit
• The option to continue coverage at the end of the level term
• Most also come with a “built-in conversion guarantee”
• Options of riders or add on benefits to customize coverage

1. Whole life or Universal life insurance covers the insured for the course of their life

• Level Premium
• Guaranteed Cash Value that can grow tax deferred
• Guaranteed death benefits
• Options of riders or add on benefits to customize coverage
• Permanent Coverage

No matter the situation, it is important to know what type of policy best suits your needs, the amount of coverage desired, and most importantly, who the beneficiary will be.

One of the helpful agents at our firm can help you learn more about purchasing a life insurance policy. Having peace of mind knowing that when you leave this world, your family won’t be burdened with your financial hardships. Contact us today, and we’ll help get your family protected.

After running multiple tests, doctors conclude you have an incurable medical condition that may affect the length of life you have remaining.

A million thoughts race through your head. You’re unsure of what to do or whom to call. Your first priority is your family and who will look after their well-being when you’re gone. You might be asking yourself:

• How will your spouse stay afloat with all the debt accrued?
• Who will save for your children’s college fund?
• Where will your family be without you?

Or will you be thinking instead of how you will choose to spend whatever time you have left secure in the fact you have a precisely calculated policy to cover your debt and funeral costs?

Recognizing everyone’s situation is unique, which means there are two types of life insurance policies to choose from:

1. Term life policies are set up to cover you for a specific period of time
2. Whole life or Universal life insurance covers the insured for the course of their life

No matter the situation, it is important to know what type of policy best suits your needs, the amount of coverage desired, and most importantly, who the beneficiary will be.

One of the helpful agents at our firm can help you learn more about purchasing a life insurance policy. Having peace of mind knowing that when you leave this world, your family won’t be burdened with your financial hardships. Contact us today, and we’ll help get your family protected.