Restaurant Insurance

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As a restaurateur, you know there are many ingredients needed to run a successful business. After all, restaurant ownership is challenging enough, without having to worry about food spoilage, fire damage, and employee or customer injuries, onsite.

Restaurant insurance helps protect you from the risks you face as a restaurant owner, so you can put your focus where it belongs: your food, your customers, and providing a great experience.

Adequate restaurant insurance can help reduce exposing your restaurant to unneeded risk and ensures your restaurant is ready to do business with all-in-one property insurance, liability insurance, workers compensation, vehicle insurance, and business interruption insurance.

Who needs restaurant insurance?

We offer insurance to cover all food service businesses:

  • Bar
  • Café
  • Cafeteria
  • Catering
  • Diner
  • Deli
  • Food Delivery
  • Fast Food
  • Pizza Restaurant
  • Lounge

Some restaurants require specialized coverages, and we can help you navigate the issues facing the type of business you own or wish to create.

What’s covered in a restaurant insurance policy?

There are typically three important areas when making a solid restaurant insurance plan. These coverages include:

  • Business Owners Policy (BOP)
    • Liability 
    • Property- Building and/or Business Personal Property
    • Business Income and Extra Expense
    • Spoilage 
    • Liquor Liability
  • Workers' Compensation Insurance 

Business Crime insurance 

Worried about the cost?

Worried about the cost?

We specialize in covering restaurants just like yours and have access to the highest rated and most affordable insurance carriers in California. 

 We have everything you need right here, including:

  • Monthly payment options 
  • Claims responsiveness 
  • Tailored coverage 
  • Knowledgeable agents 
  • Event coverage